So, you have got a new job. Now is the best time you can set your long term financial goals and act on them. Most of us will someday buy a car, buy a house, get married and have children. With each new commitment we need to protect ourselves more strongly as more lives and more financial commitments get connected with us.

There are two basic facts about insurance you should know. The price increases with age, and sometimes you are charged extra money or even refused insurance because of your health, which deteriorates as we grow older.

At starting of your Career, when you are young, buying Insurance can be a very in-expensive and affordable.  You can avoid paying extra because of your good health now and have plans in place for when you need it.

To give you an example of time value of money and why it makes more senses to get an insurance at the earliest age possible.

Just for illustration purposes….lets say that today your age is 25 and you decided to delay your decision of buying insurance by 1 year which resulted in a premium increase of $10/Month due to change in age and health conditions. What will you will probably feel…Just 10 Bucks….no big deal.

Well! It is a big deal…. if you understand the time value of this $10/Month.

If you save $10/Month for next 40 years i.e. till you retire @ 8% rate of return it equals to $ 32,635.00

Use the Investment & Regular Deposits Calculator

Small amounts like these can make a huge difference many times all you need is to plan properly and ON TIME.

Call me today to book your no obligation consultation. I will be happy to be of any service.